Victoria’s Secret, which is owned by L Brands for Victoria Secret Billing , is a popular destination for online and in-store consumers interested in lingerie, fashion, and beauty items. The Victoria’s Secret credit card, often known as the Angel card, is a popular option for customers who wish to follow the store’s advice and “become an angel.” The card provides the convenience of charging purchases, in addition to benefits such as incentives, birthday surprises, and special sales events. Follow these step-by-step instructions to manage your Victoria Secret Billing in a timely manner after using your card.
Register for Online Access to Your Victoria’s Secret Credit Card
Before you may pay your bill online, you must first register your account. Follow these instructions for computers, tablets, and mobile devices:
- Visit the website for the Victoria’s Secret Angel card.
- Click the “Register Now” link beneath the pink “Sign In” button.
- Enter the account number for your Victoria’s Secret card, the last four digits of your Social Security number, and your zip code.
Create Angel Card Login Details
After registering your Victoria’s Secret credit card account, you must create a unique username and password in order to access your account. Include a number and between eight and fifteen characters in your username. Enter a password with between eight and fifteen characters and at least one digit. Your username and password cannot be the same. If you accept to be contacted by phone or text, please provide your email address and mobile phone number.
- Select “Enroll in Paperless Billing Statements” for paperless invoices.
- Choose “Continue” Victoria Secret Billing
- Get Credit Card PerksVictoria Secret BillingPayment to Victoria’s Secret
After creating an account, making a payment is simple. Follow the instructions below:
- Use the Victoria’s Secret card login and password you created when you set up your account to access your account.
- For instructions on how to reset a lost username or password, click the “Forgot your login or password?” link on the sign-in screen.
- Select “Make a Payment”
- To access this option via a drop-down menu on a mobile device, it may be necessary to click the three horizontal bars in the upper left corner of the screen.
- Enter the desired payment amount.
- Enter the routing number and checking account number for your bank.
- These digits are located at the bottom of your check or deposit slip.
- Online payments received by 8 p.m. ET will be processed the same day; payments received after 8 p.m. ET will be processed the following day.
- Depending on how many times you have been late in the past, late payment costs range from $30 to $41.
- To expedite your payment, you may pay up to $15 to make a payment over the phone.
Victoria’s Secret (VSCO), one of the most well-known lingerie businesses in the world that also offers clothes, fragrances, and body care, has its own credit card called the Victoria card. As with many co-branded credit cards, the Victoria’s Secret card offers some incentives to frequent shoppers. Its primary rivals are cards from Gap and Lane Bryant, with which it has many characteristics.
Key Takeaways – Victoria Secret Billing
The Victoria’s Secret credit card is accepted at the brand’s stores and website, as well as at PINK and Bath & Body Works, which are sibling companies. Depending on how much a cardholder spends annually, the Victoria’s Secret card has three tiers with varying benefits and rewards. Every dollar spent earns each cardholder one point. As with the majority of store-specific credit cards, the Victoria’s Secret card is most beneficial to people who frequently purchase the brand’s products.
The Workings of the Victoria’s Secret Credit Card
Victoria’s Secret works with Comenity Bank to create the Victoria card. Comenity, headquartered in Draper, Utah, offers revolving credit lines to Victoria’s Secret customers. Cardholders of Victoria’s Secret earn rewards based on the value of their in-store and online transactions.
Where is the Victoria’s Secret Credit Card Acceptable?
The Victoria card can be used for online and in-store purchases at VictoriasSecret.com and Victoria’s Secret and PINK stores. The card is also accepted at Bath & Body Works, albeit transactions there do not accrue reward points.
Officially, store-specific credit cards, such as the Victoria’s Secret credit card, are classified as closed-loop or single-use cards.
The Victoria’s Secret Credit Card’s Rewards and Benefits
There are three award tiers based on the amount of money spent over a rolling 12-month period: basic, silver, and gold. All cardholders earn one point for every dollar spent on net new purchases made with their Victoria’s Secret credit card. After Victoria Secret Billing a particular number of points, a cardholder is elevated to the next level. The first layer consists of standard Victoria cards. All Victoria Secret Billing receive triple points on all bra purchases, free delivery on orders over $50, and one day of their choosing where they receive triple points. In addition, cardholders receive $10 on their birthday and $10 in rewards for future purchases for every year the card is valid.
The second level is the silver Victoria card. In Victoria Secret Billing to qualify for this tier, cardholders must earn 250 points on their Victoria’s Secret card within a 12-month period. Silver cardholders accumulate points at the same pace and level as standard Victoria cards, and receive the same yearly $10 reward and birthday treat, but accrue additional benefits: a half-birthday treat of $10 and a 15% discount on the anniversary of their sign-up.1 The Victoria gold card is the most prestigious option. Within a rolling 12-month period, the cardholder must earn 500 points on their Victoria’s Secret credit card to qualify. Additionally, gold cardholders receive $15 birthday and half-birthday treats and a 20% discount on their anniversary. Other monthly benefits and special events may also occur. A cardholder must continue spending the same amount each year to preserve the tier; otherwise, the card reverts to a lower tier.
Where Do I Obtain a Victoria’s Secret Credit Card?
The Victoria’s Secret credit card application can be found at www.TheVictoriaCreditCard.com or www.comenity.net/ac/victoriassecret/public/home. You can apply online or in person at any Victoria’s Secret or PINK location. To begin your application, you must create or sign into your Victoria Secret Billing account.
What Credit Score Is Required for a Victoria’s Secret Credit Card?
Applicants must be at least 18 years old, possess a valid government-issued photo ID and U.S. Social Security number, and have a valid mailing address in the United States. Comenity Bank examines a potential cardholder’s personal information and acquires a copy of his or her credit report prior to extending credit. The credit limit on the card is determined by the applicant’s credit history and financial situation. However, retail credit cards appear to be easier to qualify for than general-purpose credit cards. Since the Victoria card is free to receive and use, a person with a limited credit history can develop credit by obtaining and using the card responsibly.
Conditions governing the Victoria’s Secret Credit Card
Similar to most store-branded credit cards, the Victoria card imposes a steep interest rate: The advertised annual percentage rate (APR) as of February 2022 is 24.99%. The rate is variable, fluctuating with the prime interest rate.
If a cardholder pays off their entire balance by the due date each month and the due date is at least 25 days after the end of each billing cycle, no interest is charged.
As with most shop cards, the Victoria card has no annual cost, however late and returned payment fees apply.
A cardholder who pays their account late will be charged a fine of up to $41. Fees for returned payments may reach $25.4. As with any credit card, late payments can harm the credit score of the cardholder. For complete details, cardholders should thoroughly review their cardholder agreements.
- Variable annual percentage rate (APR): 24.99%
- Penalties of up to $414
- Up to $254 for returned payments
- Exception: 25 days4
How to Close Your Victoria’s Secret Credit Card Account
To cancel your Victoria’s Secret credit card, you must contact Comenity Bank, as Comenity manages the card.
To deactivate your card, call Comenity at (800) 695-9478 or TDD/TTY at (800) 695-1788. You can also send them a message using their Secure Message Center.
Customer service for five Victoria’s Secret credit cards
Comenity urges clients to use the Account Center to manage their Victoria’s Secret credit card account online.
The Account Center is accessible 24/7 and allows you to monitor your card’s balance, transactions, and bills, as well as make payments. Here you can register for this service if you haven’t already. You can also contact Customer Service at the numbers listed above.
Who Should Consider Applying for a Victoria’s Secret Credit Card?
If you frequently shop at a particular merchant, it makes sense to obtain a store credit card. If you have a high level of brand devotion to Victoria’s Secret and/or PINK and are interested in special discounts, applying for a Victoria card could be a wise decision. However, store cards can be problematic if you are uncertain about your ability to make timely payments. If you don’t pay off your debt in full every month, the high interest rate on these cards will quickly nullify any of their advantages.
Where Can the Victoria’s Secret Credit Card Be Used?
The Victoria’s Secret credit card is valid on VictoriasSecret.com and at all Victoria’s Secret, PINK, and Bath & Body Works locations.
How Do I Make a Payment on My Victoria’s Secret Credit Card?
Your Victoria’s Secret credit card can be paid in-store or online. You can also pay by phone by calling (800) 695-9478 or TDD/TTY (800) 695-1788 from 8 a.m. to 9 p.m. Eastern time, Monday through Saturday.
How Can I Determine How Many Points I Have?
Online, you can examine the points required for your next award. Monday through Saturday, 8 a.m. to 9 p.m. Eastern time, call (800) 695-9478 or TDD/TTY (800) 695-1788 to find out the total number of points on your account.
The Conclusion
Similar to other proprietary credit cards, the Victoria card can only be used at Victoria’s Secret (and its corporate sister retailers). It offers a number of perks and privileges that make users feel like members of the Victoria’s Secret family, but its principal value is the accumulation of points redeemable for money or discounts on future purchases.
Typically, you have a limited length of time to utilise these benefits. Overall, this card is best suited for Victoria’s Secret customers who spend money frequently.
Those who are not ardent admirers of the brand will find the Victoria card to be of limited interest. Utilize our FREE Stock Simulator to put your trading abilities to the test. Compete with tens of thousands of Investopedia traders to reach the top! Submit trades in a simulated environment before risking your personal funds.
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